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#

Stop Reckless Spending 2!

Goal per member: 30 days

Save Money.

To not spend money on any luxuries for 30 days! 

 

This is a continuation of last month's Stop Reckless Spending, for those who need the extra help (like me)!

  

If you spend money on impulsive buys, you love to shop, your finances are getting out of control and you need to curb your spending, then join this challenge.

 

I'm going to not spend any money on luxuries for 30 days, I have bought enough junk that I don't need any more.  I have DVD's piled up never been watched, books I've never read, clothing and jewellery I've never worn.  I want to spend my time tidying up, decluttering, enjoying hobbies, surfing the web (it's free), and no spending money to enjoy myself - I need to break this habit!

 

SCORING

Enter a 1 if you avoided buying any luxuries that day, and leave blank if you slipped and went shopping!

 

I don't class essentials as luxuries, if you need to buy a present for a friend or relative, food for yourself or the cat - just not items you could live without!

 

Please join me, and together, we can beat this!  GOOD LUCK!

 
#
 
Challenge status

 

 

#Running: On day 325. 20 days remaining. Running group total: 69 days (51 days remaining).

Challenge progress

 

 
Name123456789101112131415161718192021222324252627282930
Green_Raven Green_Raven (16)111111111-111111--1-----------
DrDebbie DrDebbie (16)111111111-11-1--1111----------
saraya saraya (11)11-1111--1-11-----1-1---------
Doll Doll (1)---1--------------------------
Gallery

 

 


Comments

 

 
UserComment
Green_RavenGreen_RavenLove your idea!

DrDebbie - I love your idea of putting the money you would have spent in a savings account, and see just how much of my reckless spending I can save, by refusing to buy something!  I love it! 

 

Thanks for sharing!

Green_RavenGreen_RavenPayday Blitz!

Wow, I'm struggling, I get paid weekly, so the temptation is there every week!  I go shopping in ASDA every week, past DVD's, Magazines, CD's, clothes, and any other junk I don't need!  I know my ebay and Paypal passwords off by heart, I can spend HUGE amounts on there and often do!

 

Weekends appear to be my biggest problem!  I must combat the PayDay Blitz!

sarayasarayaHey All

Jeez, I suck at this spending thing, but you can't blame a girl for trying. At least I can come back here & maybe get some advice.  I seem to have a need for instant gratification I guess, buying things I think will make my life more convenient, colorful, interesting, something...

I know that comes from lacking a certain intrinsic fulfillment in my life... Ah, It's a work in progress!!! Anyway, thanks to
Green Raven for setting up this challenge! It's definitely opening my eyes... Be well all, & good luck in your own journeys!!!

greenhaven
put me down for 3 more days.
DrDebbieDrDebbieMet a New CPA

Met a new CPA in a business networking group, BNI, this week.

 

I'm not taking this meeting lightly.

 

I talked with her shortly and will be setting up a one on one with her regarding my businesses.

 

Nothing like you CPA to keep you financially aware in a BIG way.

 

My best to each of you,

 

Dr. Debbie

sarayasarayaSmoking $$$$
Please tell me smoking isn't a luxury!!! There are only so many things I can try to change at once... Other than that I just have to watch out for payday!!! Which is today of course, but I have a goal I'm saving for, or starting rather... so I hope that gives me some willpower. Hope the rest of the group is doing ok. Least this challenge is opening my eyes a bit to waste in my budget.... which is everywhere!!! LOL Money mouth
cchumpcchumpEating Out Over Weekend
Other Than going out to eat over the weekend (twice).  I haven't spent any money at all.  Yeah.
green raven
click me in for 2 more days
green haven

Put me in for 3 days.

thanks

Zenda 

DollDollUh oh!

NOt a great start for me.

 

Tomorrow is a new day! lol

 

Doll 

DrDebbieDrDebbieStayed home & Made Money!

DrDebbie-121890403882611

Mondays & Fridays are my days to work on my internet products and services.

Yesterday, I had a couple chiropractic patients come to my apartment for adjustments, adjusted a couple dogs and had a long distance (over the phone) energywork session with a woman in Atlanta.

My awareness of spending money for 'needs' rather than wants is high...and I made money yesterday instead.

 

Another successful day...many more to follow.

 

Wishing each of you success with this challenge...would love to hear how you are doing,

 

Dr. Debbie

DrDebbieDrDebbiePlaying a money game...

DrDebbie-1218836072312179 

 

I don't remember where I read about this, but it has to do with noticing when we spend money needlessly...beyond our limits...

 

So here is what I am doing...everytime I think of spending money (that I would have before this challenge began) I track the money 'I WOULD HAVE SPENT' and put it in a savings account.

 

Yesterday, I saved $12 for lunch (packed my lunch)...$2.00 for a tea...$1.50 for candy I would have otherwise bought (perhaps this will be the best weight loss program yet Wink

 

My awareness about money and how I presently manage/spend and the great changes I could make are louder than ever.

 

Thank you for doing this challenge, Green_Raven!

 

Dr. Debbie

 

todayalonetodayaloneUnwatched,
unread, unworn - I can really relate to that. A lot of the time the pleasure is in the purchase and not in owning and using the object.
Green_RavenGreen_RavenWelcome!

Sounds excellent CChump and DrDebbie!  Welcome!  And welcome to everyone who's joining my challenge!  We can do this! 

 

I am aiming for a perfect month this month - no slip-ups!  I need you all to keep up the encouragement!

cchumpcchumpAutomatic Millionare

I am reading a book right now about the "Latte Effect."  It basically says the we waste all our money on little things we dont need.  This challenge fits perfect with the book, and my goal of not wasting any more money.  

 

Good Luck 

DrDebbieDrDebbieFunny...I'm doing the dance...'yes'...'no'...'yes'...'no'

DrDebbie-118226700652678

Green_Raven,

 

I am dancing around this one...ever since I've gone through the Tool's days about money I KNOW there is more I can do here.

My intention is to increase my income in the next 30-60 days...great time to have money managed really well instead of spending more.

 

Okay...I'll do it...I know it will start to increase my awareness when I have others to be accountable with.

 

Thank you for doing this!

 

Dr. Debbie