My family moved to a new house. Our old house didn't sell and forclosed. I settled on 60,000.00 of credit card debt and lost my good credit rating to a now poor rating. We spent all of our money on settlements. My husband has a job and I have been looking for a job for a year. I am unemployed, I used to drive a school bus, but they don't need drivers right now. I am going to be 42. I tried to sell things on Ebay and lost tons of money for ebay and paypal fees. I just can't seem to get ahead right now and really need a job. My credit cards were canceled and we now live credit card free. 

I've owned 3 homes, the last one foreclosed. I've been raising children and driving a school bus doing everything around the house. I have hobbies like home improvement,painting,but spend most of my life doing the budget,yard work,shopping,cooking and running the kids around.

I hope we will stay living credit card free in my future. I don't know what to do with my future, but it may be spent at Taco Bell or McDonalds soon. I have to get two children through college at the same time in 2017, and 2 cars in 2015.I have saved nothing as of now.I will have alot of money, as soon as I figure out how to make it.